727-201-4494 | 4000 54th Ave N St Petersburg, FL 33714
INSURANCE QUESTIONS
Know Your Rights
Dealing with the stress of a collision is hard enough without trying to figure out how your accident insurance works. Here are some answers to frequently-asked questions about insurance policies.
Will the insurance company guarantee your work?
We guarantee our own work, but the insurance company does not have the legal right to guarantee a third party's work.
Who pays for repairs?
It depends on the circumstances. If you were at fault, but have comprehensive or collision insurance, the insurance company would pay the costs minus your deductible. If the other party was at fault, their insurance company should pay.
Do I have to accept the insurance company's appraisal of damage?
No. Check the "Appraisal Clause" in your policy if you have differences with their appraisal. It allows you and the insurance company to gather an opinion from an appraiser you both agree upon, or a third-party "Umpire" if you cannot agree.
Do I have the right to a rental car?
If you have purchased rental car coverage and were not responsible for the accident, you may seek reimbursement from the insurance company or, if another driver was responsible for the accident, their insurance company.
If you do not have rental car coverage and were responsible for the accident, you have no grounds to ask for reimbursement. If the other driver was liable, you can generally seek reimbursement from their insurance company.
Want more information on your rights? To make an appointment, call us at 727-201-4494 or make an appointment online!
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Testimonials
Kenneth M Kniaz, 12/05/2022
LT Foreign Car Service expertly diagnosed and repaired, in less than a day, the electrical issues with my 2001 BMW 3301 that had knocked out my entire dashboard mechanism. LT also fixed my A/C malfunction, which was also caused by a wiring issue, rather than having to replace my entire A/C system. This is an honest shop, with reasonable pricing who provide first class expertise. They deserve all the business they can handle by owners of foreign motor vehicles. Do not be fooled by the lack of parking space at their location. The German tech shop which had been repairing my BMW for many years would not address the electrical issues to repair the dashboard of my 2001 330i because of the complexities and there were no guarantees they could fix it. All I got from LT Foreign Car Service were positive results, friendly customer service and a new No.1 auto repair shop for my BMW. I can not recommend LT Foreign Car Service highly enough!